About Windsor Realty:

Led by Ginny Nevins since 2003 Windsor Realty lives up to its tag line:  selling “Cottages to Castles and Everything in Between.” A highly trained and experienced broker/owner Ginny and the company she leads, Windsor Realty, provides high touch service and unmatched devotion to their clients. More than 80% of Windsor’s clients are personal referrals from satisfied buyers and sellers whose loyalty are a testament to a successful track record.  Windsor will use marketing, technology, communication and negotiation skills to find the perfect home to fit every client’s needs. The goal is to make sure a wide audience is reached and each home is sold quickly & for the best price possible.  With over 35 years experience the Windsor team has acquired a network of professionals making the sales process seamless. Experts in mortgage lending, staging, renovation contractors, inspectors and appraisers are standing by to assist.  Under Ginny’s leadership Windsor has been a  consistent winner of many industry awards including the consumer rated “ Five Star Professional Award” and Namar Million Dollar Club for many years.

Windsor operates in Georgia, Alabama, Tennessee and is thrilled to expand to Oklahoma! It is an honor to have Chris, Susie and Tanner McColl join the family business, their drive, leadership and passion guarantee success!

Windsor Realty Expertise: 

Broker, Buyer’s Agent, Seller’s Agent, Relocation, Staging, Property Management, New Home Construction

Proud Member of: North Atlanta Metro Association of Realtors *Georgia Association of Realtors *National Association of Realtors * Tuscaloosa Association of Realtors *Greater Chattanooga Association of Realtors and the Oklahoma City Metropolitan Association of Realtors

The Windsor Oklahoma Family

Hover Box Element

About Chris McColl

After living in different parts of the country throughout my childhood, I have been happy to call Oklahoma City my home for the past thirty five years. After studying Marketing at the University of Oklahoma, I have been blessed to fulfill my passion for helping others through training and leading successful various business organizations. My most recent passion has been leading a team of thousands in pursuing their own entrepreneurial successes. When my Aunt Ginny Nevins approached me about expanding the successful family real estate business here in Oklahoma, I jumped at the opportunity to be a part of a legacy company.

I’ve been married to the love of my life, Susie McColl, for the past thirty years. Fun note: We met in a class at the University of Oklahoma called “Social Problems.” We love doing life together, along with our four adult children, whom will all be joining me as licensed real estate agents for Windsor Realty. We are grateful for the opportunity to grow a family business together because there is nothing more we treasure than spending time with family. We enjoy all things outdoors and especially fishing the plentiful Oklahoma lakes and hunting the vast Oklahoma plains. We attend Life Church in Oklahoma City and give God credit for all the success we have been blessed with in life.

E-Mail Me
Call Me

About Susie McColl

Living in Oklahoma City and the surrounding suburbs my entire life, I have a deep rooted love for both the people and the friendly, laid back lifestyle that Oklahoma offers. As a licensed real estate agent, this gives me an advantage of being able to have a unique perspective of the area while helping families find their dream homes. After studying Marketing at the University of Oklahoma, I first dedicated my life to raising my four amazing children and then had the opportunity to be part of my family’s commercial development in Moore, Oklahoma. I have since authored a couple of books and had the privilege of leading a team of thousands of entrepreneurs in pursuing their passions and dreams.

I’ve been married to the love of my life, Chris McColl, for the past thirty years. Fun note: We met in a class at the University of Oklahoma called “Social Problems.” We love doing life together, along with our four adult children, whom will all be joining me as licensed real estate agents for Windsor Realty. We are grateful for the opportunity to grow a family business together because there is nothing more we treasure than spending time with family. We enjoy all things outdoors and especially fishing the plentiful Oklahoma lakes and hunting the vast Oklahoma plains. We attend Life Church in Oklahoma City and give God credit for all the success we have been blessed with in life. Family is truly the most important part of my life and I am so grateful for the opportunity to help others find their dream homes where their families will make memories to last a lifetime.

E-Mail Me
Call Me

About Tanner McColl

I’m Oklahoma born and bread and truly would not want to call any other place home.

I graduated from Edmond North High School, where I played baseball.  My fiancé Marissa and I met in high-school we will soon be married.  We have two German Shorthaired Pointers, Ellie and Baker who are pretty much our children.  I studied business at Oklahoma State University.  My entrepreneurial spirit kicked in after leaving OSU and I started an online health and wellness business that has created freedom for me to pursue all of my passions in life – hunting, fishing, and spending time with my family.  When my Aunt Ginny approached me about helping expand her successful real estate company Windsor Realty, I jumped at the opportunity.  I’ve always been fascinated with the real estate market, both with home and land sales.  I know the local market well,  and with Windsor Realty’s 35 years of a successful track record backing me, I’m excited to help you find your dream home!

E-Mail Me
Call Me

Our Windsor Atlanta Agents

Learn about our team and how we can help you.

Broker/Owner , Windsor Atlanta
Ginny’s job is her passion! A highly trained and experienced broker/owner Ginny and the...
Associate Broker , Windsor Atlanta
I have been an Atlanta resident for over 30 years which allows me a...
Office Admin/Realtor , Windsor Atlanta
Realtor , Windsor Atlanta
Linda Langley believes that buying and selling property is a very personal experience and...

FAQ's

Select one of the frequently asked questions below to learn more about buying, selling, and renting real estate. Also, begin to think about important things to consider when diving into your real estate search.

Question about selling

Can a home depreciate in value?

Generally, real property never depreciates in value, or more so, it is not very common for property to depreciate.  This is why it’s a great investment. Make sure you carefully consider location and community when choosing a home, it can effect the homes future value greatly.

If you are in a newly developed area, do some research on the construction of the surrounding areas being developed to determine if they may effect your homes value.

Is an older home as good a value as a new home?

This is really just a matter of preference, but both newer and older homes offer distinct advantages, depending upon your unique taste and lifestyle.

Older homes can generally cost less than new homes, however, there are many cases where new homes can also cost less then older homes. Most new homes will not have any backyard landscaping and some don”t include any front landscaping either. With an older home, the landscaping is normally already completed and could have 10”s of thousands of dollars in landscaping done, which is included in the purchase price.

Taxes on some older homes may also be lower. Some people are charmed by the elegance of an older home but shy away because they”re concerned about potential maintenance costs. Consider a home warranty to get the peace of mind you deserve. A good Home Warranty plan protects you against unexpected repairs on many home systems and appliances for a full year or more after you move in.

In a new house, you can pick your own color schemes, flooring, kitchen cabinets, appliances, custom wiring for TV”s, electrical, computers, phones and speakers, etc., as well as have more upgrade options. Modern features like media rooms, extra-large closets and extra-large bathrooms and tubs are also more attainable in ground-up construction. In a used home, you rely largely on the previous resident”s tastes and technological whims, unless you plan to farm thousands into a remodeling and rewiring.

New-home designers can use new building materials such as glazed Energy Star windows, thicker insulation and other technology that will lower future energy costs for the owner. Most states now have minimum energy-efficiency requirements for new construction. Kitchens and laundry areas in new homes are designed to house more efficient energy-saving appliances. Older homes, unless they have undergone an energy retrofit, usually cost much more per square foot to air-condition and heat.

Builders have to follow very strict guidelines in new-homes and additions, especially in the West and Northwest, where earthquake safety standards must be observed. In general, new homes are usually more fire-safe and better accommodating of new security and garage-door systems.

Older homes can be better judged for their quality and timeless beauty. New homes that now possess a smooth veneer might reveal the use of substandard building materials or shoddy workmanship over time.

As you can see there are advantages and dis-advantages to each, but it really comes down to what fits you and what you are looking for in a home.

What is a broker?

An agent who is authorized to open and run his/her own agency. All real estate offices have one principal broker.

What is the difference between being prequalified and preapproved for a loan?

If you’re prequalified it means that you POTENTIALLY could get a loan for the amount stated to you, assuming that all of the information you provide to the bank is accurate and true. This is not as strong as a preapproval.

If you’re preapproved, it means that you have undergone the extensive financial background check, which includes looking at your credit history, previous tax returns and verifying your employment – and the lender is willing to give you a loan, basically meaning you’re approved!

You will usually be provided an accurate figure which shows the maximum amount that you are approved for.  Most sellers prefer buyers that have been preapproved because they know that there will not be any problems with the purchase of their home.

What is title insurance?

Title insurance is insurance that protects the lender and buyer against any losses incurred from disputes over the title of a property.

Can I pay my own taxes and insurance?

When a loan is originated, the mortgage documents specify the escrow conditions. This has become a standard practice for all mortgages, including FHA, VA and conventional mortgages.  Occasionally on conventional loans, FRFCU waives the collection of escrow requirement at closing if the member has a minimum 20% equity position in the property.

How can I avoid private mortgage insurance?

The easiest way to avoid PMI is by putting 20% down payment; however, PMI can also be avoided if you only have 5% or 10% for the down payment. The way to accomplish this is via a first and second mortgage combination commonly referred to as 80/10/10^s or 80/15/5^s.

These two methods combine a first mortgage lien for 80% of the home price with a second mortgage lien for either 10% or 15% of the home price leaving the remaining 5% or 10% as the down payment. Because the first lien is at the magical 80% loan=to-value, there is no PMI required, even though a second mortgage is being |piggybacked| onto the financing thus allowing for the lessor down payment.

While the second lien terms are not as attractive as first lien rates, the second mortgage is still home mortgage interest and thus deductible as such on your federal tax return where PMI is insurance and offers no deduction.

How is interest calculated on a mortgage loan?

Most mortgages originated today calculate interest in arrears, unlike consumer loans which calculate interest to the date of payment receipt. As an example, when borrowers pay their February mortgage payments, they are paying the January interest. This method of calculating interest is based on a 360 day year in which each month has 30 days.

Is there a minimum credit score?

Title insurance is insurance that protects the lender and buyer against any losses incurred from disputes over the title of a property.

What benefits do I receive from private mortgage insurance?

Title insurance is insurance that protects the lender and buyer against any losses incurred from disputes over the title of a property.

What do I do if I receive a tax statement?

Many tax authorities will mail an informational copy of the real estate tax statement to the homeowner in addition to the Credit Union.  However, there are some statements tax authorities do not forward to the credit union, and in special cases we will need your assistance in obtaining the bill. If you receive a statement for any of the following, please forward it to our office by mail or fax.

  • delinquent real estate taxes
  • supplemental or additional real estate taxes
  • special assessments
  • if the tax authority will not honor a bill request from another party.

How long does the loan process take?

Most mortgages originated today calculate interest in arrears, unlike consumer loans which calculate interest to the date of payment receipt. As an example, when borrowers pay their February mortgage payments, they are paying the January interest. This method of calculating interest is based on a 360 day year in which each month has 30 days.

Compare listings

Compare